The Market is a Long Game


Rachel Cruze

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How to Respond to a Changing Market ↓

Take a deep breath and choose to stay clear-minded. It’s the best way to make logical choices about your personal finances and retirement investments during a challenging time.

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If you need to, turn off the news and try to keep on keeping on. Remember, when you take your money out of the market, you’re basically locking in and guaranteeing that loss.

Smart investors keep a long-term perspective. They don’t stress about how their investments have performed in the past few weeks or what they’ll do in the next couple of months.

Focus on time in the market! You’ve got to choose to be patient and think long term here.

Remind yourself of the things you know to be true. You care about your family, your dreams and your future—so make your investment decisions with those things in mind. You’ll do a much better job of that if you stay positive and focus on the factors you can control.

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