30 Money Lessons Everyone Should Know by Age 30

In this episode we dive into the essential money lessons that everyone should know by the age of 30. But don’t worry if you’re over 30 – these insights are valuable at any age. Join me as I break down these key lessons to help you on your financial journey, whether you're just starting out or looking to refine your money management skills. Let's get started!

★★ Key Highlights ★★
➡ Credit Card Wisdom: Understanding the real cost of making minimum payments on credit cards and why it’s crucial to pay off your balance in full.
➡ Automating Finances: How automation can make a thousand good decisions for you in giving, saving, and investing.
➡ Power of Compound Interest: Why Einstein called it the eighth wonder of the world and how it can transform your financial future.
➡ Generosity and God's Math: How giving aligns with God’s principles and leads to greater blessings.
➡ Smart Budgeting: Using budgeting as a tool for lifestyle design and spending more on what you love.
➡ Investing Wisely: Prioritizing investments in appreciating assets over depreciating ones.
➡ Debt Freedom: The freedom that comes with being debt-free and not being bound by credit scores.
➡ Money Management as Worship: Handling money in a way that glorifies God.
➡ Eternal Perspective: Thinking beyond the next 40 years and considering eternal financial success.
➡ Reading Money Books: Expanding your financial knowledge through books and resources.

★★ Resources Mentioned ★★
➡ Real Money Method: Our approach to budgeting that helps you spend more on what you love - seedtime.com/realmoney
➡ 10x Investing Course: A course designed to help you maximize your investment success - seedtime.com/10x
➡ Our Book: Simple Money, Rich Life - seedtime.com/smrl

What money lessons would you add to this list? Let us know in the comments or send us a DM with your thoughts. And if you're ready to dive deeper into any of these topics, check out the resources mentioned above. Let's continue this journey towards financial freedom together!

★★ BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to seedtime.com/true for details or shoot us a DM on Instagram @seedtime. Let’s get into it! 🎧

★★ Simple Money, Rich Life ★★
If you haven’t checked out our best-selling book, Simple Money, Rich Life (SeedTime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

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DISCLAIMER: Bob Lotich is a financial educator, not a financial/investment advisor. He is sharing his personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Bob Lotich’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor and conduct your own due diligence.

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